After years of considering shared ownership, this homeowner found the perfect family home and the confidence to leave rising rental costs behind.
Taking the First Step
I had considered shared ownership for a long time, but I wasn't completely sure about the process. When I saw an advert for a new development in the area I wanted to live in, I decided to get in touch and ask whether they offered shared ownership properties.
I was delighted to find out that they did, and that the homes would be sold through Moat. I contacted Moat almost immediately and they were fantastic at keeping me informed about when the properties were expected to launch. As soon as they were advertised, I registered my interest and completed my application.
I was then over the moon to be offered my first-choice property when the homes launched.
Finding the Right Home for My Family
Shared ownership was the right choice for me because I have a larger family and wouldn't have been able to secure a mortgage for the size of home we needed on the open market.
More than anything, I wanted a home where my family could settle for the long term. Shared ownership gave me the opportunity to make that dream a reality and secure a home that truly met our needs.
Support Every Step of the Way
Everyone at Moat has been incredible. I called often and had lots of questions, but they always took the time to offer advice, reassurance and support throughout the process.
I was always greeted kindly and never made to feel like a bother. Having everything explained clearly gave me the confidence to take the next step and move forward with my purchase.
A Moment to Remember
Stepping into our new home for the first time was unreal. My nine-year-old opened the door and welcomed us into our future.
The quality and specification of the home are amazing, and I feel so lucky that all of the additional requests I made were accommodated. It has helped make the house perfect for me and my family.
That first moment inside is something I'll never forget.
Investing in Our Future
This move is going to change my life. Not only is it far more affordable than private renting, but I'm also building equity and investing in my family's future — something renting could never offer.
For the first time, I feel like we're putting down roots in a home that is truly ours, and that's an incredible feeling.
My Advice to Others Considering Shared Ownership
If you're feeling stuck in renting, facing constant price increases and looking for a way forward, shared ownership could be the right option for you.
My advice would always be to speak to someone. Before making any decisions, I called Moat and had everything clearly explained, which gave me the confidence to take the leap.
I truly wish anyone considering shared ownership could see my home and feel how lucky I feel right now as we move in.