Thinking about buying a shared ownership home in Kent? Ebbsfleet Garden City provides a great option for first-time buyers and families seeking affordability, green space, and fast access to London. This page guides you through why Ebbsfleet is an inspiring place to buy and how shared ownership with Moat can make that happen.
Moat have been providing homes for over 25 years, and we’ve pulled together some of the key insights around shared ownership we’ve learned in that time, including what shared ownership is, advantages, costs, how to get a mortgage for shared ownership and availability of shared ownership in this peaceful but well-connected district.
Located in north Kent, Ebbsfleet lies between Gravesend and Dartford and benefits from excellent transport links. Ebbsfleet sits at the heart of a growing network of vibrant commuter communities. It is home to Ebbsfleet International Station, a major transport hub that offers high-speed rail services to London St Pancras International Station in just 19 minutes, making it an ideal base for commuters or families.
Historically part of Northfleet and Swanscombe, Ebbsfleet has roots dating back to Roman Britain. In more recent centuries, the area became known for chalk quarrying and cement production, industries that shaped the physical and economic landscape throughout the 19th and early 20th centuries.
Today, that same land has become the foundation for a radically different vision, one of innovation, sustainability, and community. Ebbsfleet Garden City was formally launched in 2014 by the UK Government as the first major garden city in over a century. The goal was to create a self-contained, green, and balanced urban environment that offers all the benefits of city living without sacrificing space, nature, or community spirit.
For first-time buyers or families looking to settle in Kent, this makes Ebbsfleet a desirable option. You’re not just buying a property, you’re buying into a vision backed by investment, infrastructure, and long-term commitment to growth. With shared ownership in Ebbsfleet, you can secure a home in an area that is designed for the future while rooted in a legacy of industry, community, and renewal.
Ebbsfleet offers the perfect blend of modern living, green space, and vibrant community spirit, making it one of Kent’s most exciting and desirable places to call home. As part of the UK’s first 21st-century Garden City, Ebbsfleet has been thoughtfully planned to support balanced, sustainable living, with a focus on walkable neighbourhoods, energy-efficient homes, and access to everything you need close to home.
At the heart of Ebbsfleet’s appeal is its strong sense of community. Residents benefit from purpose-built local centres, family-friendly play areas, well-maintained public spaces, and community facilities that bring people together. Whether you're a young professional, couple, or family looking for more space, Ebbsfleet offers a welcoming environment where you can feel truly at home.
For those considering a shared ownership home in Kent, Ebbsfleet presents an ideal opportunity. The town combines long-term growth potential with a high standard of living, all supported by local schools, health services, and recreational facilities. With a growing number of shops, cafés, parks, and cultural amenities on your doorstep, Ebbsfleet is more than just a place to live, it’s a place to thrive.
Our new development of shared ownership homes and apartments within Ebbsfleet is Alkerden Edge. These properties are proving extremely popular and are already near full capacity.
Keep an eye out when these properties officially launch for homes that are available within this development in the future.
For those considering Ebbsfleet, shared ownership presents an attractive option. With various homes available, shared ownership can be the low-deposit stepping stone you need to get your foot on the property ladder in this sought-after area without the financial pressures of buying on the open market.
Shared ownership, a part buy part rent model backed by Homes England, is one of the most affordable home ownership options available in the area, allowing buyers to reduce their initial costs by purchasing a share in a home and paying rent on the remaining value.
This model is ideal for first-time buyers, young professionals, and growing families who want a secure, long-term place to live without the pressure of large upfront costs. In Ebbsfleet, where community, green space, and smart design are prioritised, shared ownership gives you the chance to grow with the town, benefiting from its regeneration, increasing property values, and modern infrastructure.
Find out the key things you need to know about shared ownership, whether you’re eligible, and more within our information hub.
As new developments continue to emerge and local amenities expand, buying a shared ownership home in Ebbsfleet now could be a wise investment for the future. You're not just securing a roof over your head; you're buying into a town with vision, sustainability, and long-term value at its heart.
Within the scheme, we offer everything from city apartments to family homes, so whether you're looking for shared ownership in Ebbsfleet, Maidstone, Herne Bay, Canterbury or the wider Kent area, get started on the property ladder with your dream home through Moat.
If you need more information, please read through our FAQs, or information hub and deep dive into what is shared ownership here.
For shared ownership homes in the wider Kent area, please see our page on shared ownership Kent.
We are a leading housing association, owning and managing over 23,000 homes in the South East. We are experts in the area and surrounding areas of Kent and Canterbury, and have a number of shared ownership homes that are available.
We are incredibly proud to be:
An experienced and compassionate landlord in our communities
Dedicated to building strong relationships with the local authorities in the areas we work in
One of the Homes England delivery partners, developing around 500 new homes every year
Financially strong, allowing us to deliver excellent services to our customers and build new homes
An expert in providing shared ownership
Edinburgh Way, Harlow
Chantelle never imagined that buying with shared ownership would give her a foot on the property ladder, as well as a high-specification home.
Moat Homes
As a single mum-of-two in rented accommodation, Tracy looked forward to the stability a home of her own would bring
Grasmere Gardens, Canterbury
When their rented home was sold, the Palmer family turned uncertainty into a new beginning with shared ownership
