Shared Ownership Greenwich

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Find your home in Greenwich

Buying a home in London can feel out of reach, but shared ownership homes in Greenwich offer a more accessible way to get onto the property ladder.

At Moat, we’ve been helping people find a place to call home for over 25 years. Whether you’re just starting to explore your options or already looking for a home, shared ownership can help make living in a well-connected, desirable area like Greenwich more achievable. From understanding how it works to getting to grips with costs and affordability, we’re here to support you at every stage.

Where is Greenwich?

The Royal Borough of Greenwich is located in South East London, stretching from Deptford in the west through to Woolwich in the east, and south towards areas such as Blackheath and Eltham.

Positioned along the River Thames, Greenwich offers a mix of lively urban areas and quieter residential neighbourhoods. Its location provides easy access to central London while maintaining a sense of space and character that makes it particularly popular with buyers.

Transport connections in Greenwich

Greenwich benefits from excellent transport connections, making it a practical choice for commuters.

The area is served by National Rail, DLR and London Underground services, providing direct routes into central London, Canary Wharf and beyond. The Jubilee line from North Greenwich offers fast and convenient access to key destinations, while the Elizabeth line, available from nearby stations such as Woolwich, has further improved connectivity across the capital.

River services, including the Thames Clipper, provide an alternative and scenic way to travel into the city, while a wide network of buses connects the borough to surrounding areas.

Living in Greenwich

Greenwich offers a unique lifestyle, combining historic surroundings with modern living.

Riverside developments at Greenwich Peninsula and Royal Arsenal Riverside provide contemporary homes with access to local amenities, while areas such as Blackheath offer a more village-like setting with open green space, independent shops and cafes.

Locations such as Greenwich Millennium Village and Kidbrooke Village are particularly popular, offering a mix of modern homes, green spaces and strong transport links. Both areas have become well-established communities, making them attractive options for buyers exploring shared ownership homes in Greenwich.

With ongoing regeneration and investment across the borough, Greenwich continues to grow in popularity, particularly among buyers looking for an affordable way to live in London without compromising on location.

Things to do in Greenwich

Greenwich is famous for its rich history and cultural attractions, offering plenty to see and do.

Greenwich Park is one of London’s most well-known green spaces, providing panoramic views across the city. The area is also home to landmarks such as the Cutty Sark, the National Maritime Museum and the Royal Observatory.

Alongside its historic appeal, Greenwich offers a range of restaurants, cafes and local markets, creating a lively atmosphere both day and night. Nearby areas such as Deptford and Blackheath add to the mix, with independent shops, food spots and community events.

Why Choose Shared Ownership in Greenwich?

Shared ownership homes in Greenwich provide a practical and affordable way to get onto the property ladder in London.

By purchasing a share of your home and paying a reduced rent on the remaining portion, shared ownership makes homeownership more accessible, particularly in high-demand areas like South East London.

You can explore how much you could afford using our budget calculator, or find out more in our mortgage guidance to better understand your options.
In London, shared ownership is typically available to households with an income of less than £90,000 per year. You can find full details on our shared ownership eligibility page to see if you qualify.

You can explore current availability through our shared ownership homes search
or learn more about the process in our shared ownership guide.

You may also be interested in exploring shared ownership homes in nearby areas such as Lewisham, Kidbrooke, Bromley and Croydon, or across South East London.

Our homes for sale in Greenwich

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Resales

Holly Court - Ref JC2505110100

John Harrison Way, Greenwich, London SE10 0BL

£1,460 estimated monthly cost

1 bedroom

1 bathroom

Shares from 35%

Full market value from £360,000

Resales

Kilby Court - Ref JT2604111249

Kilby Court, Child Lane, London SE10 0PZ

£2,050 estimated monthly cost

2 bedrooms

1 bathroom

Shares from 50%

Full market value from £500,000

Resales

Edison Court - Ref JB1912105819

Edison Court, Greenwich, London SE10 0DQ

£1,663 estimated monthly cost

2 bedrooms

1 bathroom

Shares from 40%

Full market value from £375,000

Frequently Asked Questions

Shared ownership offers the chance to purchase a share (generally between 25%-75%) of a house or an apartment. A 5%-10% mortgage deposit is required for the share being purchased which, in the current market, makes it possible to own a home through shared ownership.

If you don’t already own a home, live outside London and earn less that £80,000 a year, then yes you are eligible! The same applies in London but you can earn up to £90,000. For full eligibility details, please visit www.ownyourhome.gov.uk.

Yes, if you wish to purchase a home with us, you will need a deposit for your mortgage. This will typically be 5% or 10% of the total share value and is in addition to the savings required for other home buying costs such as legal fees and mortgage arrangement fees. Please note we do not accept interest only mortgages or 100% mortgages.

Buying a new home off plan means that you commit to purchasing it whilst it’s still being constructed. You may, or may not, have an opportunity to physically view inside it before your commitment to buy it becomes a legal obligation (at the stage where you exchange contracts). Further information about buying off-plan can be found here.

You’ll be expected to provide documentation to us, your mortgage advisor / lender and your appointed solicitor. This will include: wage slips, bank statements, proof of address, details of your employment and certified identification.

Resales are homes that the current owner bought through shared ownership and now wishes to sell on. It’s still the same shared ownership government-backed product but you normally purchase at least the share that the seller currently owns. Further information about resales can be found here.

Yes you can and you can do this at anytime after you have purchased your home. It is entirely up to you if you decide to staircase and purchase further shares.

You purchase additional shares at the current market value and with each staircasing transaction, your rent reduces according to the new percentage owned. When you reach 100% ownership, you no longer pay us rent, although you are still liable for service charges and ground rent (if applicable).

Ground rent is a fee that is charged on leasehold (and sometimes shared ownership) homes. If you have to pay ground rent it will be a condition of your lease for the land that your home is built on. This is generally only applicable for apartments and Moat usually do not charge ground rent if we are the freeholder (this means that Moat own the land and / or apartment block). If Moat aren’t the freeholder, we do not fix the ground rent but we will collect it from you to pass onto the freeholder or landlord of the building that you live in.

There are costs associated with buying a home and these include a reservation fee, survey and mortgage arrangement fees, solicitors fees and removal costs. We recommend that you have around £5,000 to cover all of this. This is in addition to any mortgage deposit you intend to use.

Our rent is typically set at 2.75% per annum for the share you don’t own. Here’s an example: You’ve paid £90,000 for a 30% share of a home with a full market value of £300,000. The remainder still owned by us is 70%, or £210,000. We’ll charge you rent at 2.75% per annum, that equates to £5,775 over the year, or just over £480 per month. Remember that you’ll also be paying your monthly mortgage and any service charge payments.

These are charges payable by you as the shared owner to the landlord / freeholder for services the landlord is obliged to provide under the terms of the lease. At the time of purchase, service charges are estimates and the amount will then vary from year to year depending on services provided. The cost of these services are usually split between those living in the apartment block or on the estate. Service charges include items such as cleaning of communal areas, maintenance of communal car parks, grounds maintenance, communal lighting etc. We provide full details of all service charges to you before you buy a home with us and they are also outlined in your lease.

If you’re buying a house, it’s usually fine to bring your pets. We do have to check the lease, so please speak to us if you have pets.

Yes you can! You will need to let us know about any bigger projects such as home improvements and structural changes.

Subletting your home isn’t allowed but you can take in a lodger. We are here to help, so please get in touch if you want to speak to us about subletting.

The managing agent is the company appointed by the management company or they can be appointed by the freeholder of the building to run and manage the building and associated services. If Moat is the freeholder, we will collect service charges directly from leaseholders in accordance with the terms of the lease. If Moat is not the freeholder, we will still collect the service charges as the freeholder will collect them from us; we do not make any money from this, we are simply passing on the costs. The service charges will include management fees which are their fees for this service. This is usually only a very small element of the total service charge.

The management company are responsible for the collection of service charges and the delivery of management and maintenance services across the estate / development where you live. The role and obligations of the management company are specified in your lease or Transfer to Moat. The management company may choose to pass some or all of their responsibilities to a managing agent.

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