Shared Ownership in Herne Bay, Kent | Homes & How It Works

Where is Herne Bay

Herne Bay is located in the stunning county of Kent, sitting close to Faversham, Whitstable and Ramsgate and is a popular seaside resort town on the Kent coast. It has been called Kent's classic seaside town, with traditional resort attractions including an amusement pier (one of the original longest piers in the country), seafront gardens, long sandy beach and its historic clock tower and bandstand.

It’s popular with lovers of sailing, windsurfing and jet skiing, but also families and young professionals looking for a slice of Kent to call their home.

So whether you’re getting out on the water or taking a leisurely stroll around the seafront gardens, your shared ownership home in Herne Bay will draw you in with its beautiful surroundings.

Why call Herne Bay home?

If you need even more persuading to make the leap and call Herne Bay home, here are even more things to do in the town:

Attractions: The Victorian Bandstand, Seaside Museum, Reculver Towers and the Roman Fort all offer a glimpse into Britain over the years, whilst the historic clock tower, memorial gardens, and colourful seafront all help make the most of the coastal sunshine.
Outdoor activities: Herne Bay beach has ocean views with plenty of opportunities for watersports nearby, or head into the Wildwood Trust in neighbouring Herne and explore the best of British wildlife and nature.

Food and drink: Herne Bay has a wide variety of independent restaurants and cafes to keep you nourished.
Transportation: Herne Bay has good transport links, including high-speed rail to London St. Pancras. It's also close to other towns like Whitstable, Margate, and Canterbury.
Affordability: Herne Bay is a good option for people who want to live within the area, as prices are cheaper than Whitstable.

The future of shared ownership in Herne Bay

For those considering Herne Bay, shared ownership presents an attractive proposition. With a variety of homes available, shared ownership can be the low-deposit stepping stone you need to own a home in this sought-after borough without the financial pressures of buying on the open market.

Shared ownership, a part buy part rent model backed by Homes England, is one of the most affordable home ownership options available in the area.

Allowing you to reduce your initial costs by purchasing a share in a home and paying rent on the remaining value.

Within the scheme, we offer everything from city apartments to family homes, so whether you're looking for shared ownership in Herne Bay, Canterbury, Gravesham or the wider Kent area, get started on the property ladder with your dream home through Moat.

If you need more information please read through our FAQs, or information hub and deep dive into what is shared ownership.

For shared ownership homes in the wider Kent area, please see our page on shared ownership Kent.

Why choose Moat Homes?

We are a leading housing association, owning and managing over 23,000 homes in the South East. We are experts in the area and surrounding areas of Kent and Canterbury and have a number of shared ownership homes that are available.

We are incredibly proud to be:

An experienced and compassionate landlord in our communities
Dedicated to building strong relationships with the local authorities in the areas we work in
One of the Homes England delivery partners, developing around 500 new homes every year
Financially strong, allowing us to deliver excellent services to our customers and build new homes
An expert in providing shared ownership

View all

New Homes

Grasmere Gardens

Chestfield, Whitstable, CT5 3PT

£1,389 estimated monthly cost

3 bedrooms

2 bathrooms

Shares from 25%

Full market value from £410,000

New Homes

Moat at Fortuna Fields

Wingham, Kent CT3 1AL

£1,196 estimated monthly cost

2 - 3 bedrooms

1 - 2 bathrooms

Shares from 25%

Full market value from £355,000

New Homes

Moat at Meadowbridge

Osbourne Gardens, Herne Bay, CT6 6SF

TBC estimated monthly cost

3 bedrooms

1 bathroom

Shares from 25%

Full market value from TBC

Houses for Sale in Herne Bay