Customize your cookie preferences

We respect your right to privacy. You can choose not to allow some types of cookies. Your cookie preferences will apply across our website.

We use cookies on our site to enhance your user experience, provide personalized content, and analyze our traffic. Cookie Policy.

Key things to know about shared ownership

Shared ownership can be a great way to get on the property ladder but it’s quite different to the standard way of purchasing a home. It’s important you understand what’s involved and we’ve set an overview below:

  • Check you meet the general eligibility criteria and complete our application form
  • We’ll want to know what percentage of the home you’ll be able to buy – we have a mortgage panel to help with this bit
  • There’s no negotiating on the price and we’ll want you to exchange contracts within 34 working days
  • You’ll need to appoint a solicitor and there are fees involved here
  • Make sure you’ve considered all the costs as once you’ve moved in you’ll be paying your mortgage, rent and service charges

There’s loads of information on our website about buying a shared ownership home with us and why not start with “What is shared ownership?”.

Moat logo
Homes England logo
Mayor Of London logo