Shared ownership sales policy & allocation rules

At Moat Homes, we’re committed to making the shared ownership process straightforward and transparent. Our Sales Policy explains how we allocate shared ownership homes once you’ve applied, covering everything you need to know to navigate the journey with confidence. From eligibility and application steps to mortgage details and how we handle adverse credit, we provide clear guidance every step of the way. We also explain our approach to applications from Moat employees, board members, and their relatives to ensure fairness. Plus, we support existing shared owners when they’re ready to sell their homes.

Here’s a quick overview of what’s included in our Sales Policy:

• Eligibility criteria for shared ownership applicants

• How to apply for a Moat shared ownership home

• Mortgage information and requirements

• Considerations for applicants with adverse credit

• Policies for Moat employees, board members, and relatives

• Support for existing shared owners selling their homes

Please review the full Sales Policy PDF below for detailed information. If you have any questions, our team is here to help.