Shared Ownership in Dartford

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One, two and three shared ownership bedroom properties

If you want all the convenience of living in the city but are still keen to enjoy the more rural side of life, Dartford is a great option to explore. With the nearby modern micro city of Ebbsfleet giving the area a rejuvenated feel and the iconic Bluewater shopping centre a stone's throw away, Dartford offers trendy urban living at its most affordable. Moat are helping more first-time buyers get onto the property ladder with ease in a location they love. Shared ownership in Dartford is a great option for anyone looking to invest in a dynamic area with an inimitable vibrance and community feel.

If you are looking for a property close to Dartford and with easy access to the capital, then look no further than our Harbour Village development launching soon, boasting a fantastic specification. With a community of families, first time buyers and young professionals bringing life and colour to this garden city. You are never far from a wander through the wondrous wonderland within this valley with these homes for sale in Dartford.

One of the most remarkable features about a move to Dartford is the range of leisure facilities to explore. From Pirate Adventure Golf to woodland walks, this first-time buyer hotspot is an unmatched opportunity for young families with the vast outdoor areas perfect for little ones. With a wide variety of outstanding schools in the area such as Dartford College of Science and Technology Wilmington Grammar there is a great sense of ambition and optimism for its young people here. Dartford also houses the Bluewater shopping centre, which is home to over 300 shops, 50 restaurants and a 13 screen cinema.

Shared ownership is one of the most affordable home ownership options available. It is particularly helpful for first-time buyers, providing a realistic option to get on the property ladder, making these properties in Dartford an ideal first home.

For shared ownership properties in the wider Kent area, please see our page shared ownership Kent.

Part buy, part rent 

Shared ownership is one of the most affordable home ownership options. Buyers can purchase a share of a property between 25% and 75%, whilst paying a subsidised rent to a housing association on the remaining shares.
Ultimately, shared ownership gives first-time buyers who are unable to buy a home outright, the opportunity to get onto the property ladder.

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Is shared ownership for me?

If you are unable to afford the full depost or monthly repayments then yes this scheme is for you. There are a few stipulations though, namely, you cannot currently own a property, you need to have a household income of more than £80k per annum. You should also be prepared for the costs involved with buying a home and for this we recommend you have around £4000. This is currently the best route that enable people to enter onto the property ladder.

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Staircasing

Staircasing allows you to buy further shares of your property, after purchasing your initial share. You can buy as little as 10% share per staircasing transaction, but many people purchase larger shares. Once you reach 100% shares, limited to three transactions in total, you will own your shared ownership home outright. At this point you no longer pay rent. You will be able to purchase the share at the current market value.

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