Shared Ownership Kent

Two and three bedroom shared ownership houses available in Kent

When searching for Shared ownership Kent by Moat Homes you can rest assured that we have the property suited to your needs.

Kent encompasses everything from vast areas of outstanding natural beauty, charming country villages and vibrant micro cities that bring a sense of London living with an abundance of space and a fraction of the cost.

Making a move to the Garden of England is a dream for many, whether it’s a move for the family or a chance to get onto the property ladder, the views or the quick commutes to central London make Moat shared ownership the ideal choice for first time buyers and people looking for a new shared ownership home.

At Moat, we offer a fantastic range of high quality one and two bedroom apartments and two, three and four bedroom houses for sale. Shared ownership offers first-time buyers a real opportunity to purchase their first home. 

The Moat Homes unique opportunity

Moat Homes offers a unique opportunity to own a share of your new home while paying rent on the remaining share. This scheme is perfect for those who want to get on the property ladder but may not have the full deposit required to purchase a property outright. With Moat Homes, you can buy a 25% share in one of our new homes and pay subsidised rent on the remaining 75%. You also have the option to increase your shares over time until you own the property outright, through a process known as staircasing. Moat Homes makes it possible for you to live in your dream home without having to break the bank. Contact us today to learn more about this unique opportunity.

FAQ's

Is this location good for commuting to London?

If you're looking for a place to live that will make your commute to London easy, this is a great option.

Kent is well connected to London by public transportation, and there are plenty of options for getting around the city. The journey takes just over an hour on the train, and there are also regular bus and coach services. In addition, properties here are relatively affordable place to live, which makes it a great choice for commuters.

There are plenty of good schools to choose from too, and the cost of living is relatively low. 

Is it possible to fully own a Shared Ownership property?

You only need to purchase a percentage of the property, as opposed to the entire amount upfront. This percentage can range from 25% to 75%, with the option to buy additional shares in the property down the line.

This is known as staircasing (see below). If you choose to staircase, your mortgage repayments will increase while the rent you pay will decrease effectively you are buying the remaining share. In most cases, there are no restrictions and you can buy 100% of your home, becoming the outright owner. For most, this is a fantastic investment both personally and financially and much more rewarding than renting privately.

Do I qualify?

In order to be eligible, buyers must meet certain requirements set out by the scheme. For example, buyers must earn less than £80,000 per year to be considered for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not already own another property either in the UK or abroad. If you are unsure, speak to a housing advisor who will be able to help you further.