Shared Ownership in Folkestone & Hythe
Featured properties
New homes - Ashvine Park
Canterbury, Kent, CT1 3ZR
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Type: House
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Bedrooms: 3
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Share price from: £117,000
New homes - Moat at Valeria Bay
New Romney, Kent, TN28 8QF
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Type: House
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Bedrooms: 2
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Share price from: £75,000
New homes - Moat at Saxon Fields
Thanington, Canterbury, Kent, CT1 3ZE
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Type: House
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Bedrooms: 2
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Share price from: £83,125
Resales - 8 Crabapple Road
Tonbridge, Kent, TN9 1FT
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Type: Apartment
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Bedrooms: 2
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Share price from: £120,000
Resales - Farm Holt
New Ash Green, Longfield, Kent DA3 8QA
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Type: House
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Bedrooms: 3
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Share price from: £216,000
Resales - Johnsons Court
School Lane, Seal, Sevenoaks, Kent, TN15 0BE
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Type: Apartment
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Bedrooms: 1
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Share price from: £131,250
Resales - Marconi Place
Exchange Mews, Culverden Park, Tunbridge Wells, TN4 9TW
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Type: Apartment
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Bedrooms: 2
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Share price from: £92,000
New homes - Moat at Gloster Chase
Kings Hill, West Malling, Kent ME19 4AW
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Type: Apartment
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Bedrooms: 1, 2
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Share price from: £0
Resales - Starle Close
Canterbury, Kent, CT1 1XJ
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Type: House
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Bedrooms: 2
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Share price from: £155,000
New homes - Grasmere Gardens
Whitstable, Kent
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Type: House
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Bedrooms: 2, 3, 4
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Share price from: £0
New homes - Moat at Crossways
Crossways, Greenhithe DA2 9AS
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Type: Apartment
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Bedrooms: 1, 2
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Share price from: £0
New homes - Moat at Harbour Village
Ebbsfleet, Kent, DA11 9AS
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Type: House
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Bedrooms: 2, 3
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Share price from: £0
Get On The Property Ladder With Shared Ownership In Folkestone & Hythe
Are you ready to make the transition from renting to owning your home? At Moat Homes, we offer Shared Ownership as a perfect solution. This government-backed scheme allows you to buy a share of a property while renting the remaining part, making it a feasible option for first-time buyers.
Step onto the property ladder with our stunning new collection of shared ownership 2 bedroom houses in New Romney, Kent called Valeria Bay. New Romney provides a slice of the idyllic coastal lifestyle whilst being in reach of excellent amenities and transport links.
If you are looking further afield in the Kent area we have a wide range of properties for you to explore. For more shared ownership available in Kent, please click here.
Shared ownership explained
Shared Ownership is an affordable way for people to be able to own their own home outright by initially owning just a share of the overall property, the remaining share being owned by Moat Homes. Over time you have the option to own your home fully by a part buy / part rent schema, this means you pay the share you own and another part of your payment is paid to Moat Homes as subsidised rent. Through a process called "staircasing" you can then over time pay off the remaining share owned by Moat Homes and eventually own 100% of your own home.
What are the benefits of shared ownership?
Through "staircasing" you are able to enter the property market with a much lower deposit and compared to buying 100% of your home upfront the scheme likely means that you will pay a much lower fee each month due to the subsidised rent part of the payment. This makes Shared Ownership an affordable way for you to own your own home.
Is shared ownership for me?
It could be for you if you are unable to fully afford to buy 100% of the home yourself upfront. There are a few things that you need to consider first though such as you must have a household income of £80,000 per annum or more, you must also not currently own a property and for the purpose of conveyancing and general moving feed should have savings of about £4000 available. What Shared Ownership does is gives you and other people in a similar position to your own an affordable way to join the property ladder.
